Virgin Atlantic Reward: No Fee & Earn Virgin Points

The Virgin Atlantic Reward Credit Card earns Virgin Points on everyday spending with no annual fee.

Credit Card

Virgin Atlantic Reward Credit Card

No Annual Fee Earn Virgin Points

Earn Virgin Points on everyday spending with no annual fee.

How to Apply You will remain on this website.

Virgin Money issues this card and links it to the Flying Club loyalty programme. Cardholders earn points on everyday purchases, redeemable for flights and travel upgrades.

The card carries no annual fee. Additionally, it suits UK travellers who want genuine reward value without a premium price tag.

Whether you shop at a supermarket or book with Virgin Atlantic, points accumulate on every purchase. This flexibility makes daily spending work harder.

Key Benefits of the Card

Cardholders earn 0.75 Virgin Points per £1 on everyday spending. The rate doubles to 1.5 points per £1 on direct Virgin Atlantic and Virgin Holidays bookings.

Furthermore, new customers collect up to 6,000 bonus points: 3,000 on first purchase within 90 days. Spend £1,000 in that window to unlock an extra 3,000.

Moreover, the card charges no foreign exchange fees in Euros, Swedish Kronor, or Romanian Lei. This applies across the European Economic Area.

Reach £20,000 in annual spend and unlock a Flying Club reward voucher. As a result, you can claim a companion ticket or a cabin upgrade with Virgin Atlantic.

How Does It Work

To start earning, join Virgin Atlantic’s Flying Club and link your membership number in the Virgin Money app. The card needs this connection before points reach your account.

In addition, Virgin Money credits points to your Flying Club account within five days of your statement. You can redeem them for flights, cabin upgrades, or Virgin Red experiences.

The Virgin Money Credit Card app handles everything — balance tracking, transactions, and customer support. Redi, the built-in digital assistant, answers queries directly within the app.

Comparative Table

Compared with the Amex Avios card, the Virgin Atlantic Reward earns at a lower base rate. However, EEA fee-free spending gives a real advantage for regular European visitors.

In contrast, the British Airways Avios Plus charges £295 per year. The no-fee structure makes the Virgin Atlantic Reward a stronger choice for casual earners.

Who Is This Card Best For

This card suits UK residents who fly with Virgin Atlantic and want to earn points on daily spending. No annual fee means zero upfront commitment.

It also works well for travellers who visit Europe regularly. The EEA fee-free spending feature adds genuine value alongside the points programme.

Those who spend above £20,000 per year can unlock a Flying Club voucher. Therefore, this card becomes a solid long-term choice for loyal Virgin Atlantic customers.