TD Auto Finance — Trusted Vehicle Financing with Flexible Options

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As part of the TD Bank Group, TD Auto Finance delivers competitive auto loan options backed by the security of a major North American financial institution.


See Your Terms with No Impact to Your Credit Score

Strong Dealer Network

Refinancing Made Simple

Multiple Loan Types


Top Auto Loan Options in the US

Bank of America Auto Loans: Loyalty discounts, competitive APRs, and flexible terms.
Chase Auto Loans: Large dealer network and special offers for customers.
PenFed Credit Union: Low rates for members and versatile loan options.
LightStream: Unsecured loans with no vehicle restrictions.
TD Auto Finance: Strong dealer network, flexible terms, and secure online account management.

Traditional Bank Financing

Stable rates and in-person service for qualified borrowers.

TD Auto Finance

Dealer-focused integration for faster transactions.

Online Lending Platforms

Quick approvals but fewer personalized options.

Unsecured Personal Loans

Flexible spending but higher rates.

Buy Here Pay Here

Easier approval but higher overall costs.

How Auto Loans Affect Credit & Finances

Making timely payments with TD Auto Finance can strengthen your credit profile over time.

Late payments can result in fees, higher costs, and damage to your credit score.

Shopping for multiple rates within a short period generally counts as one credit inquiry, minimizing credit impact while you compare options.

Whether you’re purchasing a new car, buying used, or refinancing your current loan, TD Auto Finance offers solutions to fit different budgets and lifestyles.

TD Auto Finance works with an extensive network of dealerships, making it easy for borrowers to find the right car and financing in one place. 

Customers can take advantage of flexible repayment terms, competitive interest rates, and dedicated customer service. 

The process is designed for convenience, allowing you to prequalify online, apply directly through a participating dealer, and manage your loan digitally.

You will stay on our website.