Earn Avios on every purchase and enjoy a Companion Voucher with the BA Amex Premium Plus.
British Airways American Express Premium Plus Card
3 Avios per £1 on BA Companion VoucherThe British Airways American Express Premium Plus Card is designed for travellers who fly British Airways regularly. It carries a £300 annual fee and offers a strong rewards structure built around Avios points.
New Cardmembers can earn 30,000 bonus Avios by spending £6,000 within the first three months. That alone covers a significant portion of a reward flight. Moreover, the ongoing earn rate makes everyday spending genuinely rewarding.
Key Benefits of the Card
The card earns 3 Avios per £1 on British Airways and BA Holidays purchases. All other spending earns 1.5 Avios per £1. Additionally, Cardmembers can earn up to 2,500 British Airways tier points through annual spend milestones.
Spending £15,000 in a Cardmembership year unlocks a Companion Voucher. This lets a companion fly in the same cabin or gives a 50% Avios discount. For regular BA travellers, this benefit can outweigh the annual fee.
The card also includes travel accident insurance and travel inconvenience insurance. Furthermore, American Express Experiences grants access to exclusive events across the UK throughout the year.
How Does It Work
Avios are credited automatically to the Cardmember’s British Airways Executive Club account. There is no cap on how many Avios can be earned. This means regular spenders accumulate rewards at a consistent pace.
The Plan It feature allows Cardmembers to spread purchases of £100 or more into fixed monthly instalments. A fixed fee applies instead of interest. This helps manage larger expenses without disrupting cash flow.
The purchase rate is 29.1% p.a. variable, with an overall representative APR of 135.7% variable. Clearing the balance monthly is therefore important to avoid interest charges.
Comparative Table
| Feature | BA Amex Premium Plus | Barclaycard Avios Plus | Virgin Atlantic Reward+ |
|---|---|---|---|
| Annual Fee | £300 | £20/month | £160 |
| Welcome Bonus | 30,000 Avios | 25,000 Avios | 15,000 points |
| Companion Voucher | Yes (£15,000 spend) | Yes (£10,000 spend) | No |
| Top Earn Rate | 3 Avios per £1 | 1.5 Avios per £1 | 1.5 points per £1 |
Who Is This Card Best For
This card suits frequent British Airways flyers who can comfortably spend £15,000 or more per year. The Companion Voucher alone delivers substantial value for those travelling in premium cabins.
In contrast, occasional travellers may find the £300 fee difficult to justify. However, for loyalty-focused BA customers, the combination of bonus Avios, tier points, and the Companion Voucher makes this a compelling option.
Consequently, the British Airways American Express Premium Plus Card stands out as one of the stronger airline co-brand cards available in the UK market today.
The minimum income requirement of £35,000 per annum ensures this card is positioned for established earners. When used strategically, the Avios, tier points, and Companion Voucher consistently deliver value that far exceeds the £300 annual fee.
Halifax Clarity: Zero Fees for Overseas Spending 
Capital One Classic: Build Credit, No Annual Fee 
Santander Edge Credit Card: Cashback & No FX Fees