Costco Anywhere Visa

By Raquel Oliveira • 03/17/2025

The Costco Anywhere Visa offers High cashback rates on gas, restaurants, and travel purchases.

If you’re a Costco member looking for a credit card that maximizes rewards on everyday purchases, the Costco Anywhere Visa is a strong choice. It provides excellent cashback rates in key spending categories.

With this card, you earn 4% cashback on gas and electric vehicle charging, 3% on restaurants and travel, and 2% on Costco purchases. These rewards make it an ideal option for frequent shoppers and travelers.

One of the best features is that there is no annual fee, as long as you have an active Costco membership. This means you can enjoy the benefits without additional costs.

For those who regularly shop at Costco or spend on dining and travel, this card offers valuable perks. It allows you to save while earning cashback on essential expenses.

Unlimited 3% on Restaurants and Travel

The Costco Anywhere Visa provides unlimited 3% cashback on restaurant and eligible travel purchases. This is an excellent perk for those who enjoy dining out or frequently travel for work or leisure.

This cashback applies to a variety of travel expenses, including hotel stays, flights, and car rentals. Whether you are booking a vacation or enjoying a meal at a restaurant, you continue to earn rewards.

If you use Costco Travel to book trips, you still receive the 3% cashback. This makes it a great option for Costco members who prefer booking travel through the store’s travel service.

Since there is no cap on how much you can earn in these categories, frequent travelers and food lovers can accumulate significant rewards over time.

Pros and Cons

Pros

• 4% cashback on gasoline (up to $7,000 per year).
• 3% cashback on restaurants and travel, covering a wide range of experiences.
• 2% cashback on Costco purchases, further encouraging in-store purchases.

Cons

• Cashback limited to $7,000 annually on gasoline.
• Costco membership required to get card.
• Annual Costco membership fee not included.

How Do I Know If the Costco Anywhere Visa Is the Best Credit Card for Me?

This card is ideal for Costco members who want to earn cashback on frequent expenses. If you regularly shop at Costco, dine out, or travel, the rewards structure provides valuable returns.

If you do not visit Costco often or do not spend much on gas, restaurants, or travel, you might not maximize the benefits. Since a Costco membership is required, non-members would need to factor in that additional cost.

For travelers, this card is especially useful because it does not charge foreign transaction fees. If you frequently travel internationally, these savings can add up significantly over time.

Overall, if you are a Costco member who spends in the eligible categories, this card provides strong rewards without an additional annual fee. It is a great option for maximizing spending benefits.

Why do we like this card?

We like the card Visa Costco Anywhere for its simplicity and high return. That it adds value to our purchases. 

Robust cashback on gas, restaurants, and travel makes this card a powerful choice for different lifestyles.

Finally, the partnership with Costco guarantees a card aligned with the purchasing habits of millions of consumers. And if used correctly, this Visa card can become a strategic financial ally in everyday life.

A Great Cashback Card for Costco Shoppers

The Costco Anywhere Visa is a strong choice for those who want high cashback rates without an annual fee. It rewards everyday spending while offering useful travel perks.

One of its best features is the 4% cashback on gas and electric vehicle charging. For those who drive frequently, this can lead to meaningful savings over the course of the year.

Another major advantage is the 3% cashback on restaurants and travel. Since these purchases often make up a significant part of many budgets, the ability to earn cashback in these categories is highly valuable.

With no foreign transaction fees and additional benefits like purchase protection, this card stands out as an excellent option for Costco members looking for a rewarding and flexible credit card.